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If there is anything that the general public does not seemed to be aware of, it is where they are most likely to lose both time and money. This is number ONE and TWO on the list. That is, where are you most likely to have a sale crater costing both the Seller and the Buyer m-o-n-e-y...!!!!!
First on our list is right here! The "Internet" Lender. Many people think they are ready to go home shopping with a pre-approval letter from an Internet Lender. These places are so prone to failing that many Realtors are refusing to allow showing a listed properties to a prospective buyer unless he gets a pre-approval from a local mortgage company.
And, right along with the Internet Lender is the Banks and Credit Unions. For a variety of reasons there is just too many times that closings have to be re-scheduled due to these lenders not being ready to close. Maybe it is due to the fact that mortgage lending is their "part-time" job.
These problems do not often happen with "mortgage companies." And we will recommend a few from years of experience of dealing with these lenders.
Another huge problem that raises it's head way too often is a home owner wanting to put their home on the market with no pre-listing home inspection. This can save the buyer and the seller thousands of dollars and a lot of wasted time. It is about the best $400-$500 a home owner can spend. You don't know what you don't know!!
Mortgage Companies we recommend and regularly use are:
Champions Mortgage Company
The Mortgage Firm
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Robby and Carol Robertson - Pioneer Properties USA
575 S. Wickham Road, Suite E - Melbourne, Florida 32904